Insurance App Development Services
We build secure, compliant insurance technology solutions that streamline operations, improve customer experiences, and ensure regulatory compliance. From policy management and claims processing to underwriting systems and customer portals, our insurance software helps companies serve customers better while meeting all regulatory requirements.
Trusted by insurance companies, brokers, and insurance technology providers worldwide.
Custom Software Development Services Designed for Enterprise Growth
We don't just build software — we engineer scalable, future-ready digital ecosystems. Our experts analyze your business goals, technology gaps, and operational bottlenecks to deliver tailored solutions that streamline processes, enhance performance, and drive measurable ROI.
We build comprehensive policy management systems that handle policy creation, renewal, modification, and cancellation. Our solutions include document management, premium calculations, policy comparisons, automated renewals, and customer communication—streamlining policy administration.
Policy Creation and Management: Streamline the entire policy lifecycle with automated workflows, document management, and real-time updates.
Automated Renewals: Set up automated renewal processes to reduce manual work and ensure timely policy renewals.
Reimagine Insurance. Build What's Next.
Join the insurers already cutting claim times by 60% and reducing fraud losses by 40% with intelligent software built for growth and compliance.
Book Your Strategy SessionInsurance Technology Stack
We use modern technologies, AI/ML capabilities, and industry-standard integrations to build secure, compliant insurance applications. Our technology choices prioritize security, compliance, and seamless integration with existing insurance systems.
Key Features We Integrate into Custom Insurance Software
We build insurance software with a focus on scalability, compliance, and operational depth. Each feature is designed to simplify policy management, accelerate claims, strengthen fraud detection, and give insurers and their customers a seamless digital experience.
Policyholder-Facing Features
- Secure onboarding with eKYC and multi-factor authentication
- Digital policy comparison, purchase, and renewal flows
- Online claim submission with real-time status tracking
- Self-service portals for payments, coverage, and history
- Customer support integrations (chatbots + live agents)
- Personalized policy recommendations powered by AI
Insurance Professional Features
- Core policy administration systems with centralized dashboards
- Automated underwriting using AI-based risk scoring
- End-to-end claims lifecycle management with automation
- Fraud detection systems with real-time alerts
- Quoting engines with configurable pricing rules
- CRM and lead management with commission tracking
- Reinsurance management modules with treaty monitoring
Enterprise & Operational Features
Insurance Compliance & Security Standards
Insurance applications must meet strict regulatory requirements and security standards to protect customer data and ensure compliance. We build solutions that comply with state insurance regulations, NAIC standards, data privacy laws, and security frameworks—giving you confidence that your application meets all legal requirements.
Insurance Regulations & Compliance
Why Choose Tvareet for Insurance App Development?
Insurance technology is complex, highly regulated, and critical to business operations. We understand these challenges and have the expertise to navigate them successfully. Our team combines technical excellence with insurance domain knowledge to deliver solutions that truly serve insurance companies and their customers.
Our Insurance App Development Process
Discovery & Regulatory Assessment
Secure Architecture Design
Workflow & Process Design
Development & AI Integration
Security Testing & Compliance Validation
Deployment & Ongoing Support
Ready to Build Your Insurance Application?
Book a Free Consultation with Our Insurance Technology Experts
FAQs
Answers to Your Common Questions
Insurance app development costs vary significantly based on complexity, features, compliance requirements, and integrations. A basic customer portal might cost $50,000-$100,000, while comprehensive policy management or claims processing systems typically range from $150,000-$400,000+.
Factors affecting cost include regulatory compliance implementation, AI/ML integration, document processing, fraud detection systems, third-party integrations, and whether you need iOS, Android, or web applications.
For a detailed estimate based on your insurance requirements, schedule a free consultation with our insurance technology experts.
Development timelines depend on the complexity and scope of your insurance application. A basic customer portal takes 4-6 months, while comprehensive policy management or claims processing systems typically require 8-18 months. This includes time for compliance implementation, security testing, and regulatory validation.
Regulatory compliance is built into every layer of our insurance applications:
- State insurance regulation compliance
- NAIC standards and guidelines
- Data privacy and security (GDPR, CCPA)
- Audit trails and compliance reporting
- Document retention and management
- Regular compliance audits and updates
We also provide documentation and support for regulatory audits.
Yes. We have extensive experience integrating with major insurance systems including policy administration systems, claims systems, document management systems, and third-party services. We use industry-standard APIs and integration patterns to ensure seamless data exchange.
Yes. We implement AI-powered fraud detection systems with:
- Pattern recognition and anomaly detection
- Predictive analytics for risk assessment
- Automated claim scoring and flagging
- Document verification and analysis
- Real-time fraud alerts and notifications
Our AI solutions help insurers detect and prevent fraudulent claims effectively.
Yes. We build automated underwriting systems with risk assessment algorithms, automated decision-making, document verification, credit checks, and pricing engines. Our solutions help insurers make faster, more accurate underwriting decisions while managing risk effectively.
We implement comprehensive security measures throughout our insurance applications:
- AES-256 encryption for data at rest, TLS 1.3 for data in transit
- Multi-factor authentication (MFA) and biometric authentication
- Role-based access control (RBAC) and attribute-based access control (ABAC)
- Comprehensive audit trails and activity logging
- Regular security assessments and penetration testing
- Intrusion detection and prevention systems
- Secure API design with OAuth 2.0 and JWT tokens
Our insurance apps include comprehensive analytics and reporting:
- Policy analytics and revenue reports
- Claims analytics and processing metrics
- Risk assessment and underwriting analytics
- Customer behavior and retention analysis
- Fraud detection and prevention metrics
- Regulatory compliance reporting
Yes. We offer comprehensive post-launch support including security monitoring, compliance updates, bug fixes, performance optimization, feature enhancements, and 24/7 technical support. We also help with regulatory compliance audits and keeping your application current with evolving insurance regulations.
Absolutely. We build native and cross-platform mobile apps for iOS and Android with features including policy management, claims submission, document upload, payment processing, push notifications, and offline capabilities. Our mobile apps provide seamless experiences for insurance customers and agents.